Intergenerational Planning

More than ever, as we all live longer, there is a need to be able to share collective wealth with the other generations of our family while we’re still around. This is the essence of ‘intergenerational wealth management’. Assessing suitable estate protection lies at the heart of what we do at SeventySeven Wealth Management.

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Intergenerational Planning

Generally speaking, the economy has been kind to those born in the years immediately after the Second World War, and in the 1950s, but less so to other generations, especially those born in the 1980s and 1990s, many of whom find it harder to get jobs and to gain a footing on the property ladder. Consequently, many parents are having to support their children financially well into their adult lives.

While our children may be struggling with their finances, our parents are typically living longer. This has led to an increase in the need for residential and nursing care, which is likely to be financed from accumulated savings, the sale of property, or with support from close relatives.

With the right advice, transferring wealth to others in your family can be extremely rewarding, offering simple ways to reduce or eliminate a future Inheritance Tax liability.

At SeventySeven Wealth Management we provide the expert advice and the solutions that enable families to work collaboratively to support each other across the generations. Whether you would like to help your children on to the housing ladder, contribute to a grandchild’s education or wedding, or help your parents with later-life planning, careful consideration can ensure your wealth works harder for all your family without putting your own security and retirement at risk.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.
You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief generally depends on individual circumstances.

Intergenerational Planning FAQ's
Q: What does it actually mean?
Intergenerational planning in essence means passing wealth down the generations, in a tax efficient manner.
Q: Why would it be important to me?
Q: What considerations do I need to think about?
Q: Does it just apply when I die?


You can read or download the full guide to Intergenerational Planning.

Guide coming soon


Book a meeting with us today to discuss Intergenerational Planning.

Call us: 01892 770 077