Investment Planning

We understand that maximising the return on your investment in today’s financial market is of paramount importance. Therefore our knowledge of the most suitable investments and expertise within this field can guide you towards making realistic and measured decisions that could potentially lead to medium to long term investment success.

The value of an investment with St. James's Place Wealth Management will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested.

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Investment Planning

Wealth management is about taking care of all your financial needs together with those of your family; but the reality is that very few of us manage our finances as best we might. This is hardly surprising – the financial world is complex and fast-changing, with a myriad of choices available. Achieving a successful outcome means spending huge amounts of time researching those choices and options. And yet most of us have neither the time nor, it has to be said, the inclination to make the most of what is on offer.

The simple way out of this dilemma is, of course, to seek financial advice and, sensibly, many of us do just that. The problem is that much financial advice is too narrow, addressing the immediate need but failing to see the bigger picture. For example, if you ask for advice on investing tax-efficiently in an Individual Savings Account (ISA) you will probably get it.

What you don’t get, however, is a view on whether you would be better off putting the money into your pension plan or reducing your mortgage borrowing. Your financial situation is unique, so the core of wealth management should be a personal service and a long-term relationship with a chosen adviser, combining regular and comprehensive reviews of your personal finances.

Wealth management should provide a co-ordinated or holistic plan for all aspects of your affairs. Rather than sell you a financial product and never see you again, a wealth manager should be on hand throughout your life. For a successful relationship, you have to trust your wealth manager implicitly and there has to be empathy with your aspirations. Only in this way can you create a successful strategy for your financial affairs.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.
You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief generally depends on individual circumstances.


Book a meeting with us today to discuss Investment Planning.

Call us: 01892 770 077